Financial planning cannot start without a conversation, where we listen and learn about your unique circumstances and goals. We get to know you, your family, your business or your organization.
We have joined our forestry clients chopping down trees, our auto dealership clients inspecting new vehicles and stepped in to help a local business client drive a delivery truck into Seattle to get a first-hand appreciation of our client’s work experiences. We visit assisted living facilities, meet with geriatric care managers and work with estate lawyers to better assist those for retirement and estate planning. With constant financial and tax training and continuing education we stay current with state and national regulations, best practices and current issues. Through our staff development we ensure that each team member has taken the steps to be fully prepared to best serve your needs.
Your best interest is our best interest, simple as that. As fiduciaries, we are bound to act in the best interests of our clients at all times. As a fee-only firm, you know our charges in advance with no hidden incentives.
Our commitment is to help you reach your goals by delivering transparent, objective, expert advice based on our experience and expertise. And we have had the benefit of making good friends along the way. We treasure the long-term relationships that we have built, and look forward to making new ones each day.
Most consumers have no idea how much they pay their financial advisors. As a fee-only firm, you can trust that the advice we provide is impartial and transparent because we never receive commissions or third-party incentives. We only work for you. Our fees are open, explained and agreed upon in advance, so that you know how we are compensated. This structure allows for authentic financial guidance and true objectivity.
A fiduciary is an entity that acts on behalf of a person or group who is legally obligated to put their clients’ interests first. A non-fiduciary financial service provider is under no obligation to act in good faith. They may have arrangements with different financial companies to sell their products or have some other agenda you are not privy to, and this may not necessarily be in your best interest. At NR Smith and Associates, all client interactions are in accordance with both the CFP® Board’s code of ethics and standard of conduct and the AICPA’s Fiduciary Standard of care.